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Once you are 65 or have been disabled for 24 months, there are two ways to obtain Medicare coverage—Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). You might also need additional coverage, like Medicare prescription drug coverage or Medicare Supplement Insurance.
What does Medicare Cover?
- In general, Part A covers:
- Hospital care
- Skilled nursing facility care
- Nursing home care (as long as custodial care isn't the only care you need)
- Hospice
- Home health services
- In general, Part B covers things like:
- Clinical research
- Ambulance services
- Durable medical equipment (DME)
- Mental health
- Inpatient
- Outpatient
- Partial hospitalization
- Getting a second opinion before surgery
What Does Medicare Not Cover?
- Even if Medicare covers a service or item, you generally have to pay your deductible, coinsurance, and copayments.
- Long-term care (also called custodial care)
- Most dental care
- Eye exams related to prescribing glasses
- Dentures
- Cosmetic surgery
- Acupuncture
- Hearing aids and exams for fitting them
- Routine foot care
Click the link below to visit medicare's official website
